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FIF tax, finally easy to understand.

Investing in overseas shares or ETFs? You might owe tax under New Zealand's Foreign Investment Fund (FIF) rules. FIF Sorted helps you figure out if the rules apply to you, and if so, how much you might owe.

Check if FIF applies to me Calculate my FIF income

Budget 2026 proposal: The government has proposed doubling the FIF threshold from $50,000 to $100,000. This is not yet in effect. The current threshold remains $50,000 until legislation passes. Is it in effect yet? · What's proposed

Three steps to FIF clarity

Step 1

Check if it applies

Answer 6 quick questions to find out whether FIF rules apply to you at all. Many investors are under the threshold or otherwise exempt.

Start the checker

Step 2

Calculate your income

If FIF does apply, use our calculator to estimate your taxable income under the two methods: FDR (5% of opening value) and CV (change in value). You pick the lower one.

Open the calculator

Step 3

Understand the rules

Read our plain-English guides. They cover what FIF actually is, how the threshold works, the two calculation methods, and the exemptions worth knowing about.

Browse the guides

Built for everyday Kiwi investors

FIF Sorted is for people who invest overseas through retail investment platforms, not for fund managers or large trusts. If you hold international ETFs or US shares and have wondered “do I need to do anything about this at tax time?” this is for you.

Plain English, with any tax terms explained as they come up
Free to use, no account, no upsells
Covers FDR and CV methods side by side
Covers the $50k threshold and Australian exemption checks

Ready to get FIF sorted?

Takes about 2 minutes. No sign-up required.

Start the eligibility checker

FIF Sorted is an estimation and education tool only, not tax advice. Full disclaimer